1. Home
  2. »
  3. Website Terms of Use,...

Website Terms of Use, Disclaimer and Privacy

Your usage of this website is conditional upon your agreement with and acceptance in full of the following.

Should these conditions not meet your requirements, please do not use this site.


The information provided on this site

  • is provided for educational and informational purposes and is to the best of our knowledge accurate
  • is provided subject to the terms of the following Disclaimer which you must read understand and accept before using this website
  • is not tax or financial advice and should not be relied upon as the basis of any course of action or inaction.


No responsibility is taken in respect of the information herein, or the usage of it for any purpose. This site contains generalised information which does not take account of your circumstances, and cannot be relied upon as the basis of any decision, course of action or inaction, or a determination of entitlements. By consulting the information made available on this website you accept that NO GUIDANCE is provided as to the appropriateness, accuracy, relevance and degree of completeness of information for any specific circumstances which are totally matters for you and your advisor(s) to consider.  To determine your position in relation to any matter you should seek appropriately qualified professional advice, or contact the Tax Office or other relevant processing authority or government department.

Affiliate Links

Some links provided on this web site are affiliate links. If you use such a link to make a purchase, this site may be paid a small commission.


This website accepts compensation from advertising, sponsorships, paid insertions or other forms of sponsored link. We provide these links for the convenience of our users, and use our best endeavours to ensure that such links are bona fide, relevant and useful, but provide no guarantee or warranty in that regard. You should satisfy yourself of the relevance and value of any such linked resource before committing to use a product or service by obtaining comparative information and/or appropriate professional advice.

Business Model

The revenue from hosted advertising and the display of affiliated products enables this site to remain completely free for users. All advertising material is reviewed for consistency with general community standards. We welcome any feedback in this regard.

Your Privacy:

We care about providing you with tools and information to manage and protect your online privacy. We have developed this privacy policy to inform you about what information this web site collects, who may receive that information, what we may do with the information, and how long we keep it. While we have made every attempt to make this policy as clear as possible, if you have any further questions about it, feel free to contact us.

Mediavine Programmatic Advertising

For information regarding data collection by Mediavine ad partners including how to opt out of data collection, please click here

Your Information:

We will not give out any information you submit at our site to any third parties except in compliance with a request of a law enforcement agency. Under no circumstances will your name, e-mail, phone number or address be sold to, or given to any other parties. We will never willfully sell, lease, or rent any of your or your business’ personally identifiable information to any third party.

Personal information collected by us is used exclusively for the purpose for which it is collected: to provide requested a requested assessment, feedback or quote, and to facilitate the distribution of a newsletter, document, file or proposal to interested recipients. In addition, we may use your information:

  • in aggregate with other subscribers, respondents or site visitors to review the effectiveness of our marketing programs and analyze other general demographic trends
  • occasionally to contact you to conduct surveys or to obtain feedback relating to aspects of our business
  • to notify you of new information or services that may be of interest to you or send promotional materials

Collected Information:

Your personal information may be collected through our contact forms or through interaction with live chat. This website currently has no applications or programs that gather information from your computer without your consent. Users are required to give us contact information (e.g., your name and email address) and demographic information (e.g., your post code). With your permission, certain information, such as your name and email address, may be collected in order to verify your identity and for the fulfillment of requested information. Information collected at this website is kept in our records only as long as is necessary to provide requested services to our clients.

Cookies and Web Beacons:

We use cookies to record session information and user-specific information on what web pages visitors access or visit in order to track the visitor’s progress through our web site and analyze system performance. This information is used in the aggregate to assist our content development, and to improve the quality and relevance of information provided to our visitors.

Advertising partners and other third parties use cookies, scripts and/or web beacons to track visitors to our site in order to display advertisements and other useful information. Such tracking is done directly by the third parties through their own servers and is subject to their privacy policies.

Cookies and Controlling Your Privacy:

Note that you can change your browser settings to disable cookies if you have privacy concerns. Disabling cookies for all sites is not recommended as it may interfere with your use of some sites. The best option is to disable or enable cookies on a per-site basis. Consult your browser documentation for instructions on how to block cookies and other tracking mechanisms.

Special Note About Google Advertising:

Any advertisements served by Google, Inc., and affiliated companies may be controlled using cookies. These cookies allow Google to display ads based on your visits to this site and other sites that use Google advertising services. Any tracking done by Google through cookies and other mechanisms is subject to Google’s own privacy policies. Users may opt out of Google’s use of cookies by visiting the Google advertising opt-out page.

Anti-Spam Policy:

This site, its authors, employees and associates are strongly opposed to spam of any kind. We will only send e-mail to subscribers who have requested to receive information or product from us. Examples may include:

  • Opt-in subscribers to an electronic newsletter
  • Users that request a copy of a white paper or a document
  • Users that have requested information or a quotation
  • Users that complete a contact form
  • Users that request or purchase a digital product
  • Users that request information regarding a digital product
  • Users that request further information regarding site content
  • Users that submit feedback to which a response could reasonably be expected

All communications will be related and relevant to what you have requested.

Opt-Out Policy:

If you have opted in and later desire to opt-out from further receiving a communication from us, you can make this change at any time by clicking on the unsubscribe URL embedded in our communication or contacting us here.

Mediavine Programmatic Advertising (Ver 1.1)

The Website works with Mediavine to manage third-party interest-based advertising appearing on the Website. Mediavine serves content and advertisements when you visit the Website, which may use first and third-party cookies. A cookie is a small text file which is sent to your computer or mobile device (referred to in this policy as a “device”) by the web server so that a website can remember some information about your browsing activity on the Website.

First party cookies are created by the website that you are visiting. A third-party cookie is frequently used in behavioral advertising and analytics and is created by a domain other than the website you are visiting. Third-party cookies, tags, pixels, beacons and other similar technologies (collectively, “Tags”) may be placed on the Website to monitor interaction with advertising content and to target and optimize advertising. Each internet browser has functionality so that you can block both first and third-party cookies and clear your browser’s cache. The “help” feature of the menu bar on most browsers will tell you how to stop accepting new cookies, how to receive notification of new cookies, how to disable existing cookies and how to clear your browser’s cache. For more information about cookies and how to disable them, you can consult the information at All About Cookies.

Without cookies you may not be able to take full advantage of the Website content and features. Please note that rejecting cookies does not mean that you will no longer see ads when you visit our Site. In the event you opt-out, you will still see non-personalized advertisements on the Website.

The Website collects the following data using a cookie when serving personalized ads:

  • IP Address
  • Operating System type
  • Operating System version
  • Device Type
  • Language of the website
  • Web browser type
  • Email (in hashed form)

Mediavine Partners (companies listed below with whom Mediavine shares data) may also use this data to link to other end user information the partner has independently collected to deliver targeted advertisements. Mediavine Partners may also separately collect data about end users from other sources, such as advertising IDs or pixels, and link that data to data collected from Mediavine publishers in order to provide interest-based advertising across your online experience, including devices, browsers and apps. This data includes usage data, cookie information, device information, information about interactions between users and advertisements and websites, geolocation data, traffic data, and information about a visitor’s referral source to a particular website. Mediavine Partners may also create unique IDs to create audience segments, which are used to provide targeted advertising.

If you would like more information about this practice and to know your choices to opt-in or opt-out of this data collection, please visit National Advertising Initiative opt out page. You may also visit Digital Advertising Alliance website and Network Advertising Initiative website to learn more information about interest-based advertising. You may download the AppChoices app at Digital Advertising Alliance’s AppChoices app to opt out in connection with mobile apps, or use the platform controls on your mobile device to opt out.

For specific information about Mediavine Partners, the data each collects and their data collection and privacy policies, please visit Mediavine Partners.


If you have any questions regarding our privacy or anti-spam policies, or the practices of this site, please feel free to contact us for more details.