Life Expectancy Tables

Tables of expected life span are published by the Australian Government Actuary (AGA) and used by the Department of Social Security in the assessment of income streams, based on the time of commencement of income stream payments.

The tables are updated every 5 years.

Jump links on this page:

• Payments commenced on or after 1 January 2020
• Payments Commenced on or after 1 January 2015 to 31 December 2019
• Payments Commenced on or after 1 January 2010 to 31 December 2014
• Payments Commenced on or after 1 January 2005 to 31 December 2009
• Payments Commenced on or after 1 January 2000 to 31 December 2004
• Payments Commenced on or after 1 January 1996 to 31 December 1999
• Payments Commenced on or after 1 May 1993 to 31 December 1995
• Payments Commenced on or after 1 September 1988 to 30 April 1993
• Payments Commenced on or after 1 July 1983 to 31 August 1988
• Payments Commenced Before 1 July 1983

Payments Commenced on or after 1 January 2020

Australian life expectancy tables 2015-17

Age	Male	Female
50	32.84	36.14
51	31.93	35.21
52	31.03	34.27
53	30.13	33.34
54	29.24	32.42
55	28.35	31.49
56	27.47	30.57
57	26.6	29.66
58	25.73	28.75
59	24.87	27.84
60	24.02	26.93
61	23.17	26.03
62	22.33	25.14
63	21.5	24.24
64	20.67	23.36
65	19.86	22.47
66	19.04	21.6
67	18.24	20.73
68	17.45	19.87
69	16.67	19.02
70	15.9	18.18
71	15.14	17.35
72	14.39	16.53
73	13.66	15.73
74	12.95	14.93
75	12.25	14.15
76	11.57	13.39
77	10.9	12.64
78	10.25	11.9
79	9.63	11.18
80	9.02	10.49
81	8.44	9.81
82	7.89	9.16
83	7.36	8.54
84	6.86	7.94
85	6.39	7.37
86	5.95	6.83
87	5.54	6.32
88	5.16	5.84
89	4.81	5.4
90	4.5	4.99
91	4.22	4.61
92	3.96	4.28
93	3.72	3.97
94	3.5	3.69
95	3.29	3.43
96	3.11	3.18
97	2.93	2.94
98	2.77	2.73
99	2.62	2.53
100	2.49	2.36
101	2.36	2.19
102	2.24	2.05
103	2.14	1.91
104	2.04	1.8
105	1.94	1.69
106	1.86	1.59
107	1.78	1.51
108	1.71	1.43
109	1.64	1.37

Payments Commenced on or after 1 January 2015

Australian life expectancy tables 2010-12

Age	Male	Female
0	80.06	84.31
1	79.39	83.6
2	78.42	82.62
3	77.44	81.63
4	76.45	80.64
5	75.46	79.65
6	74.46	78.66
7	73.47	77.66
8	72.48	76.67
9	71.49	75.68
10	70.49	74.68
11	69.5	73.69
12	68.51	72.69
13	67.51	71.7
14	66.52	70.7
15	65.53	69.71
16	64.55	68.72
17	63.56	67.74
18	62.59	66.76
19	61.63	65.77
20	60.67	64.79
21	59.7	63.81
22	58.74	62.82
23	57.78	61.84
24	56.81	60.86
25	55.85	59.87
26	54.89	58.89
27	53.92	57.9
28	52.96	56.92
29	52	55.94
30	51.04	54.96
31	50.08	53.98
32	49.13	53
33	48.17	52.02
34	47.22	51.04
35	46.26	50.06
36	45.31	49.09
37	44.36	48.12
38	43.41	47.14
39	42.46	46.18
40	41.51	45.21
41	40.57	44.24
42	39.62	43.28
43	38.68	42.32
44	37.75	41.36
45	36.81	40.41
46	35.88	39.45
47	34.95	38.5
48	34.03	37.56
49	33.11	36.61
50	32.2	35.67
51	31.29	34.74
52	30.38	33.8
53	29.49	32.87
54	28.59	31.95
55	27.71	31.02
56	26.83	30.1
57	25.95	29.19
58	25.09	28.28
59	24.22	27.37
60	23.37	26.47
61	22.52	25.57
62	21.68	24.68
63	20.85	23.8
64	20.03	22.92
65	19.22	22.05
66	18.41	21.18
67	17.62	20.33
68	16.84	19.48
69	16.07	18.64
70	15.31	17.8
71	14.56	16.98
72	13.83	16.18
73	13.11	15.38
74	12.4	14.6
75	11.72	13.83
76	11.05	13.08
77	10.41	12.33
78	9.78	11.61
79	9.18	10.9
80	8.6	10.21
81	8.04	9.55
82	7.51	8.9
83	7	8.29
84	6.52	7.7
85	6.06	7.14
86	5.64	6.61
87	5.24	6.11
88	4.87	5.65
89	4.52	5.22
90	4.21	4.82
91	3.92	4.45
92	3.66	4.12
93	3.44	3.82
94	3.24	3.55
95	3.06	3.32
96	2.91	3.11
97	2.78	2.93
98	2.67	2.77
99	2.57	2.62
100	2.46	2.5
101	2.36	2.38
102	2.27	2.27
103	2.19	2.17
104	2.11	2.08
105	2.03	2
106	1.96	1.92
107	1.9	1.85
108	1.84	1.79
109	1.79	1.73

Payments Commenced on or after 1 January 2010 to 31 December 2014

Australian life expectancy tables 2005-07

Age	Male	Female
0	79.02	83.67
1	78.44	83.04
2	77.47	82.07
3	76.49	81.08
4	75.5	80.1
5	74.51	79.11
6	73.52	78.11
7	72.53	77.12
8	71.54	76.13
9	70.55	75.14
10	69.55	74.14
11	68.56	73.15
12	67.57	72.15
13	66.58	71.16
14	65.58	70.16
15	64.59	69.17
16	63.61	68.19
17	62.63	67.2
18	61.66	66.22
19	60.71	65.24
20	59.75	64.25
21	58.8	63.27
22	57.84	62.29
23	56.88	61.31
24	55.93	60.32
25	54.97	59.34
26	54.02	58.36
27	53.06	57.38
28	52.11	56.4
29	51.16	55.42
30	50.2	54.44
31	49.25	53.46
32	48.3	52.48
33	47.35	51.5
34	46.4	50.52
35	45.45	49.55
36	44.5	48.58
37	43.55	47.6
38	42.6	46.63
39	41.66	45.66
40	40.71	44.7
41	39.77	43.73
42	38.83	42.77
43	37.89	41.81
44	36.96	40.85
45	36.03	39.9
46	35.1	38.95
47	34.18	38
48	33.26	37.05
49	32.34	36.11
50	31.43	35.17
51	30.53	34.24
52	29.63	33.31
53	28.73	32.38
54	27.84	31.45
55	26.95	30.53
56	26.08	29.61
57	25.2	28.7
58	24.34	27.79
59	23.48	26.89
60	22.63	26
61	21.79	25.11
62	20.96	24.23
63	20.14	23.35
64	19.34	22.48
65	18.54	21.62
66	17.76	20.76
67	16.99	19.92
68	16.24	19.08
69	15.49	18.24
70	14.76	17.42
71	14.04	16.61
72	13.33	15.82
73	12.64	15.03
74	11.96	14.27
75	11.31	13.51
76	10.68	12.78
77	10.07	12.05
78	9.48	11.35
79	8.92	10.67
80	8.38	10.01
81	7.86	9.37
82	7.36	8.75
83	6.89	8.17
84	6.45	7.61
85	6.03	7.08
86	5.64	6.58
87	5.27	6.11
88	4.94	5.68
89	4.63	5.28
90	4.36	4.91
91	4.11	4.57
92	3.89	4.27
93	3.69	3.99
94	3.51	3.75
95	3.36	3.53
96	3.22	3.33
97	3.1	3.16
98	2.99	3
99	2.9	2.86
100	2.81	2.74
101	2.73	2.63
102	2.66	2.54
103	2.6	2.46
104	2.54	2.38
105	2.49	2.32
106	2.44	2.26
107	2.4	2.2
108	2.35	2.15
109	2.3	2.09

Payments Commenced on or after 1 January 2005 to 31 December 2009

Australian life expectancy tables 2000-02

Age	Male	Female
0	77.64	82.87
1	77.08	82.25
2	76.12	81.29
3	75.14	80.3
4	74.16	79.32
5	73.17	78.33
6	72.18	77.34
7	71.2	76.35
8	70.21	75.35
9	69.21	74.36
10	68.22	73.37
11	67.23	72.37
12	66.24	71.38
13	65.25	70.39
14	64.26	69.39
15	63.28	68.41
16	62.3	67.42
17	61.33	66.44
18	60.37	65.45
19	59.43	64.48
20	58.48	63.5
21	57.54	62.52
22	56.59	61.54
23	55.65	60.57
24	54.71	59.59
25	53.77	58.61
26	52.83	57.63
27	51.89	56.65
28	50.95	55.68
29	50.01	54.7
30	49.07	53.72
31	48.13	52.75
32	47.19	51.77
33	46.24	50.8
34	45.3	49.82
35	44.35	48.85
36	43.41	47.88
37	42.47	46.91
38	41.53	45.94
39	40.58	44.98
40	39.65	44.01
41	38.71	43.05
42	37.77	42.09
43	36.84	41.14
44	35.91	40.18
45	34.98	39.23
46	34.06	38.28
47	33.13	37.33
48	32.22	36.39
49	31.3	35.45
50	30.39	34.51
51	29.49	33.58
52	28.59	32.66
53	27.69	31.73
54	26.8	30.82
55	25.92	29.91
56	25.05	29
57	24.19	28.1
58	23.34	27.21
59	22.49	26.32
60	21.66	25.44
61	20.84	24.57
62	20.04	23.71
63	19.24	22.85
64	18.46	22
65	17.7	21.15
66	16.95	20.32
67	16.21	19.49
68	15.48	18.67
69	14.78	17.87
70	14.08	17.08
71	13.41	16.29
72	12.75	15.53
73	12.11	14.78
74	11.5	14.05
75	10.9	13.33
76	10.32	12.63
77	9.77	11.94
78	9.24	11.27
79	8.73	10.61
80	8.24	9.98
81	7.77	9.38
82	7.32	8.81
83	6.89	8.27
84	6.48	7.76
85	6.11	7.28
86	5.77	6.83
87	5.47	6.41
88	5.2	6.02
89	4.95	5.66
90	4.74	5.33
91	4.54	5.03
92	4.36	4.75
93	4.19	4.5
94	4.03	4.28
95	3.89	4.07
96	3.73	3.88
97	3.6	3.71
98	3.47	3.55
99	3.35	3.4
100	3.24	3.26
101	3.14	3.13
102	3.04	3.01
103	2.94	2.9
104	2.85	2.79
105	2.77	2.69
106	2.69	2.6
107	2.61	2.52
108	2.54	2.43
109	2.47	2.35

Payments Commenced on or after 1 January 2000 to 31 December 2004

Australian life expectancy tables 1995-97

Age	Male	Female
15	61.38	66.97
16	60.41	65.98
17	59.44	65
18	58.49	64.02
19	57.55	63.04
20	56.61	62.07
21	55.68	61.09
22	54.75	60.12
23	53.81	59.14
24	52.88	58.16
25	51.94	57.18
26	51.01	56.21
27	50.07	55.23
28	49.14	54.25
29	48.2	53.27
30	47.26	52.3
31	46.32	51.32
32	45.38	50.35
33	44.44	49.38
34	43.5	48.41
35	42.57	47.44
36	41.63	46.47
37	40.69	45.5
38	39.75	44.53
39	38.81	43.56
40	37.88	42.6
41	36.94	41.64
42	36.01	40.68
43	35.08	39.72
44	34.15	38.76
45	33.22	37.81
46	32.3	36.86
47	31.38	35.92
48	30.46	34.98
49	29.55	34.04
50	28.64	33.11
51	27.74	32.18
52	26.85	31.26
53	25.97	30.34
54	25.09	29.43
55	24.22	28.53
56	23.36	27.63
57	22.52	26.74
58	21.68	25.86
59	20.86	24.98
60	20.05	24.11
61	19.25	23.25
62	18.46	22.39
63	17.7	21.54
64	16.94	20.7
65	16.21	19.88
66	15.49	19.06
67	14.79	18.25
68	14.11	17.46
69	13.44	16.67
70	12.8	15.9
71	12.17	15.14
72	11.56	14.4
73	10.96	13.67
74	10.38	12.96
75	9.82	12.26
76	9.27	11.58
77	8.74	10.92
78	8.24	10.28
79	7.76	9.67
80	7.3	9.09
81	6.87	8.53
82	6.46	8
83	6.08	7.48
84	5.73	7
85	5.4	6.53
86	5.1	6.1
87	4.82	5.69
88	4.57	5.32
89	4.53	4.98
90	4.16	4.67
91	3.99	4.39
92	3.86	4.15
93	3.73	3.93
94	3.62	3.72
95	3.5	3.54
96	3.39	3.37
97	3.28	3.21
98	3.18	3.07
99	3.07	2.93
100	2.98	2.81
101	2.88	2.7
102	2.79	2.59
103	2.71	2.5
104	2.64	2.41

Payments Commenced on or after 1 January 1996 to 31 December 1999

Australian life expectancy tables 1990-92

Age	M	F
15	60.18	66.11
16	59.21	65.13
17	58.24	64.15
18	57.29	63.17
19	56.35	62.2
20	55.42	61.22
21	54.48	60.25
22	53.55	59.28
23	52.62	58.3
24	51.69	57.33
25	50.76	56.35
26	49.82	55.38
27	48.89	54.4
28	47.95	53.43
29	47.01	52.45
30	46.07	51.48
31	45.13	50.5
32	44.19	49.53
33	43.25	48.56
34	42.31	47.58
35	41.37	46.61
36	40.42	45.64
37	39.48	44.67
38	38.54	43.7
39	37.6	42.74
40	36.66	41.77
41	35.73	40.81
42	34.79	39.85
43	33.86	38.9
44	32.94	37.95
45	32.01	37
46	31.09	36.05
47	30.18	35.11
48	29.27	34.18
49	28.37	33.25
50	27.48	32.32
51	26.59	31.4
52	25.71	30.49
53	24.84	29.58
54	23.98	28.68
55	23.13	27.78
56	22.3	26.9
57	21.47	26.02
58	20.66	25.14
59	19.87	24.27
60	19.09	23.42
61	18.32	22.57
62	17.57	21.72
63	16.83	20.89
64	16.12	20.07
65	15.41	19.26
66	14.73	18.45
67	14.06	17.66
68	13.4	16.89
69	12.76	16.12
70	12.14	15.37
71	11.54	14.64
72	10.95	13.92
73	10.39	13.22
74	9.84	12.53
75	9.31	11.87
76	8.8	11.22
77	8.32	10.6
78	7.86	9.99
79	7.42	9.41
80	7	8.85
81	6.6	8.31
82	6.23	7.8
83	5.87	7.31
84	5.54	6.84
85	5.23	6.4
86	4.93	5.99
87	4.66	5.6
88	4.4	5.24
89	4.15	4.9
90	3.93	4.59
91	3.72	4.3
92	3.52	4.04
93	3.34	3.81
94	3.19	3.6
95	3.05	3.41
96	2.93	3.24
97	2.84	3.09
98	2.76	2.94
99	2.7	2.82
100	2.64	2.69
101	2.59	2.58
102	2.55	2.47
103	2.51	2.36
104	2.47	2.26

Payments Commenced on or after 1 May 1993 to 31 December 1995

Australian life expectancy tables 1985-87

Age	M	F
15	58.83	65.07
16	57.85	64.09
17	56.9	63.11
18	55.96	62.14
19	55.04	61.17
20	54.13	60.21
21	53.21	59.24
22	52.3	58.27
23	51.38	57.3
24	50.45	56.33
25	49.52	55.35
26	48.59	54.38
27	47.66	53.41
28	46.72	52.43
29	45.78	51.46
30	44.84	50.49
31	43.9	49.51
32	42.95	48.54
33	42.01	47.57
34	41.06	46.6
35	40.12	45.63
36	39.17	44.66
37	38.22	43.69
38	37.28	42.72
39	36.34	41.76
40	35.4	40.8
41	34.46	39.84
42	33.53	38.89
43	32.6	37.94
44	31.68	36.99
45	30.76	36.05
46	29.85	35.11
47	28.94	34.18
48	28.04	33.26
49	27.16	32.34
50	26.28	31.43
51	25.41	30.52
52	24.55	29.62
53	23.7	28.73
54	22.86	27.84
55	22.04	26.96
56	21.23	26.08
57	20.44	25.22
58	19.65	24.35
59	18.89	23.5
60	18.13	22.65
61	17.39	21.81
62	16.67	20.98
63	15.96	20.16
64	15.27	19.35
65	14.6	18.56
66	13.93	17.77
67	13.29	17
68	12.66	16.24
69	12.05	15.5
70	11.46	14.77
71	10.89	14.06
72	10.33	13.37
73	9.8	12.69
74	9.28	12.02
75	8.78	11.37
76	8.3	10.75
77	7.84	10.14
78	7.4	9.55
79	6.98	8.98
80	6.58	8.44
81	6.2	7.92
82	5.84	7.42
83	5.5	6.95
84	5.5	6.51
85	4.89	6.09
86	4.62	5.69
87	4.38	5.32
88	4.16	4.98
89	3.97	4.66
90	3.79	4.37
91	3.64	4.1
92	3.5	3.86
93	3.37	3.65
94	3.24	3.45
95	3.12	3.27
96	3	3.11
97	2.89	2.97
98	2.78	2.84
99	2.67	2.72
100	2.57	2.62
101	2.47	2.51
102	2.38	2.41
103	2.29	2.31
104	2.2	2.22

Payments Commenced on or after 1 September 1988 to 30 April 1993

Australian life expectancy tables 1980-82

Age	M	F
15	57.44	64.27
16	56.48	63.29
17	55.52	62.31
18	54.59	61.34
19	53.68	60.37
20	52.78	59.4
21	51.87	58.43
22	50.96	57.46
23	50.04	56.49
24	49.12	55.51
25	48.19	54.54
26	47.26	53.57
27	46.33	52.59
28	45.39	51.62
29	44.45	50.64
30	43.51	49.67
31	42.56	48.7
32	41.61	47.72
33	40.67	46.75
34	39.72	45.78
35	38.77	44.81
36	37.82	43.84
37	36.88	42.88
38	35.94	41.91
39	35	40.95
40	34.07	40
41	33.14	39.05
42	32.22	38.1
43	31.3	37.16
44	30.39	36.22
45	29.49	35.28
46	28.6	34.36
47	27.71	33.43
48	26.84	32.52
49	25.98	31.61
50	25.12	30.7
51	24.28	29.8
52	23.45	28.91
53	22.63	28.02
54	21.82	27.14
55	21.02	26.27
56	20.24	25.4
57	19.47	24.55
58	18.71	23.7
59	17.96	22.85
60	17.23	22.02
61	16.52	21.2
62	15.81	20.38
63	15.13	19.58
64	14.46	18.78
65	13.8	18
66	13.17	17.22
67	12.55	16.46
68	11.95	15.72
69	11.37	14.98
70	10.81	14.26
71	10.27	13.56
72	9.75	12.87
73	9.25	12.19
74	8.77	11.53
75	8.31	10.89
76	7.86	10.27
77	7.44	9.67
78	7.03	9.09
79	6.64	8.54
80	6.27	8.01
81	5.92	7.5
82	5.58	7.02
83	5.26	6.57
84	4.96	6.14
85	4.67	5.74
86	4.4	5.37
87	4.14	5.02
88	3.91	4.69
89	3.68	4.39
90	3.47	4.11
91	3.28	3.85
92	3.11	3.61
93	2.94	3.38
94	2.8	3.18
95	2.66	2.99
96	2.54	2.81
97	2.43	2.64
98	2.32	2.49
99	2.23	2.35
100	2.13	2.22
101	2.04	2.1
102	1.96	1.99
103	1.88	1.89
104	1.81	1.81

Payments Commenced on or after 1 July 1983 to 31 August 1988

Australian life expectancy tables 1975-77

Age	M	F
15	56.06	62.82
16	55.1	61.85
17	54.16	60.88
18	53.24	59.91
19	52.35	58.95
20	51.47	57.98
21	50.57	57.01
22	49.66	56.04
23	48.74	55.07
24	47.82	54.09
25	46.89	53.12
26	45.95	52.15
27	45.01	51.18
28	44.07	50.2
29	43.13	49.23
30	42.18	48.26
31	41.24	47.29
32	40.29	46.62
33	39.35	45.35
34	38.4	44.39
35	37.46	43.43
36	36.52	42.47
37	35.59	41.51
38	34.66	40.56
39	33.73	39.61
40	32.81	38.67
41	31.9	37.73
42	30.99	36.79
43	30.09	35.87
44	29.2	34.94
45	28.32	34.03
46	27.44	33.11
47	26.58	32.21
48	25.73	31.31
49	24.88	30.42
50	24.05	29.53
51	23.23	28.65
52	22.42	27.77
53	21.62	26.91
54	20.83	26.04
55	20.06	25.19
56	19.3	24.34
57	18.55	23.51
58	17.82	22.68
59	17.1	21.85
60	16.4	21.04
61	15.71	20.24
62	15.04	19.45
63	14.39	18.66
64	13.75	17.89
65	13.13	17.13
66	12.53	16.38
67	11.95	15.65
68	11.38	14.93
69	10.84	14.22
70	10.31	13.52
71	9.79	12.84
72	9.3	12.18
73	8.82	11.53
74	8.35	10.9
75	7.91	10.29
76	7.48	9.7
77	7.07	9.13
78	6.68	8.59
79	6.31	8.07
80	5.95	7.58
81	5.62	7.11
82	5.3	6.67
83	5	6.25
84	4.72	5.86
85	4.45	5.49
86	4.21	5.15
87	3.99	4.83
88	3.79	4.54
89	3.61	4.27
90	3.45	4.02
91	3.31	3.79
92	3.19	3.59
93	3.09	3.41
94	3.01	3.25
95	2.94	3.11
96	2.88	3
97	2.83	2.9
98	2.77	2.82
99	2.72	2.77
100	2.67	2.72
101	2.62	2.67
102	2.58	2.62
103	2.53	2.57
104	2.48	2.53

Payments Commenced Before 1 July 1983

Australian life expectancy tables 1970-72

Age	M	F
15	54.78	61.17
16	53.82	60.19
17	52.88	59.22
18	51.97	58.27
19	51.08	57.31
20	50.19	56.35
21	49.29	55.38
22	48.4	54.42
23	47.49	53.45
24	46.57	52.48
25	45.64	51.51
26	44.7	50.54
27	43.76	49.58
28	42.82	48.61
29	41.88	47.64
30	40.94	46.67
31	39.99	45.71
32	39.05	44.75
33	38.11	43.79
34	37.17	42.83
35	36.23	41.88
36	35.3	40.92
37	34.37	39.98
38	33.44	39.03
39	32.52	38.09
40	31.61	37.16
41	30.69	36.22
42	29.79	35.3
43	28.89	34.37
44	28	33.46
45	27.12	32.55
46	26.25	31.64
47	25.39	30.75
48	24.54	29.86
49	23.7	28.97
50	22.87	28.1
51	22.05	27.23
52	21.25	26.37
53	20.46	25.51
54	19.68	24.66
55	18.92	23.82
56	18.18	22.99
57	17.45	22.16
58	16.73	21.35
59	16.03	20.54
60	15.35	19.74
61	14.69	18.95
62	14.04	18.17
63	13.41	17.41
64	12.81	16.65
65	12.21	15.9
66	11.64	15.17
67	11.08	14.45
68	10.54	13.75
69	10.02	13.06
70	9.51	12.39
71	9.03	11.74
72	8.56	11.12
73	8.12	10.51
74	7.69	9.93
75	7.29	9.36
76	6.9	8.82
77	6.54	8.3
78	6.19	7.8
79	5.85	7.33
80	5.52	6.88
81	5.21	6.45
82	4.92	6.06
83	4.64	5.69
84	4.38	5.35
85	4.13	5.03
86	3.89	4.74
87	3.67	4.46
88	3.48	4.2
89	3.3	3.96
90	3.15	3.73
91	3.02	3.52
92	2.9	3.33
93	2.79	3.14
94	2.69	2.97
95	2.6	2.81
96	2.52	2.65
97	2.44	2.51
98	2.38	2.37
99	2.31	2.25
100	2.25	2.13
101	2.2	2.02
102	2.15	1.91
103	2.1	1.82
104	2.06	1.72

Source: Tables compiled from Australian Life Tables published by Australian Government Actuary

This page was last modified 2021-05-18